
About us
With a commitment to exceptional service and expert support, we guide you through each phase of your finance journey.
Your partner in securing finance solutions
At LC Capital Partners, we understand that navigating the finance landscape can be complex. Our focus is on providing guidance that makes securing funding a seamless experience. We work diligently to ensure that every client feels supported and informed throughout the entire process. By leveraging our expertise, we help you explore various options that align with your needs and objectives. Our aim is to facilitate your journey towards financial success with clarity and confidence.
We believe in fostering strong relationships with our clients, ensuring that your unique circumstances are understood and addressed. Our team is here to simplify the lending process, providing you with the necessary insights to make the best choices for your future. With a commitment to responsive communication and thorough management of your application, we strive to make every step as straightforward as possible.

Chandler Liu
Director | Principal Finance Specialist
Phone: 0423 248 781
Email: chandler@
Chandler is the Director of LC Capital Partners and an experienced mortgage broker with over a decade in the banking industry, where he specialised in home lending and business finance. His deep industry knowledge and strong lender relationships enable him to structure tailored, strategic solutions across a wide range of lending scenarios.
He works closely with first-home buyers, refinancers, investors, and business owners seeking capital, taking the time to understand each client’s goals and financial position. Chandler is known for his ability to simplify complex lending structures and provide clear, practical guidance that empowers clients to make confident decisions.
With a hands-on and client-focused approach, Chandler remains actively involved at every stage—from initial consultation through to approval and settlement. His proactive communication and commitment to delivering outcomes ensure a seamless, stress-free experience, while building long-term relationships based on trust and results.
Our services
We provide extensive assistance for all your home loan and financing needs across various services. Regardless of your situation, our knowledgeable team is dedicated to identifying the best options that fit your specific requirements.
Common inquiries and responses
Along with providing competitive rates, we take pride in our availability to assist with any queries you may have throughout your loan journey. We welcome both first-time buyers and seasoned investors – regardless of your experience, we are dedicated to supporting you whenever needed.
What is the role of a broker?
A broker is a finance expert who collaborates with you individually to explore your borrowing objectives and assess how much you can potentially secure. They generally offer a more tailored level of service compared to lenders and have access to a range of loans from different providers, allowing them to locate the most suitable loan conditions for your specific circumstances.
Are there fees for home or investment loans?
When you obtain a loan through a broker, there are no additional repayments or fees involved. A broker receives their commission from the lender for bringing in new business, but this does not influence your interest rate or any other terms of the loan agreement.
Is using a broker more costly?
Engaging a broker comes at no cost to you, as the lender compensates your broker. With access to a wide range of loan products from numerous lenders, brokers will identify the most suitable loan for your specific needs. Typically, this involves securing the best rate available at the time along with features that best meet your requirements.
Some brokers may charge service fees, which will be disclosed prior to providing any services.
What is the maximum amount I can borrow?
While our borrowing calculator can provide a reasonable estimate of how much you might be able to borrow, for a more accurate evaluation, please contact our team. We can discuss your options and evaluate your circumstances in more detail.
Should I choose a fixed or variable rate?
As the name suggests, variable-rate home loans have interest rates that fluctuate over time. They often offer greater flexibility compared to other loan types, featuring options like redraw facilities and the ability to make extra payments. However, the repayment amounts are not fixed.
Conversely, fixed-rate home loans provide predictable monthly repayments – you will know precisely how much is due each month for the entire loan term. While these loans may lack some flexibility in features, they offer borrowers certainty when planning their budget.
When deciding which loan type suits you best, it’s important to consider what matters most to you – whether it’s flexibility or certainty regarding your monthly repayments.
Which lenders do you collaborate with?
Thanks to our connection with a mortgage aggregator, we can source loan options from more than 40 different lenders. This allows us to assist you in finding multiple suitable options tailored to your unique situation.
Our mortgage broking service areas in Melbourne
Support across Melbourne with lender access, home loan help and finance options tailored to our local community.








